Commercial Registry-Lusaka

102 judgments
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Results. 102 judgments found.

102 judgments
March 2026
Defendant entitled to set off losses from thefts against unpaid invoices; exact losses to be assessed by the Registrar.
  • Contract/Commercial law — Guarding services — interpretation of deployment instruction (two officers per shift) — breach of duty of care/negligence — set-off under clause 6.4 — disputed invoice procedure (clause 6.3.3) — valuation of losses to be assessed by Registrar — interest and costs to abide assessment.
5 March 2026
November 2025
Whether arbitration clauses survive contract dissolution and oust court jurisdiction, and if certain affidavit paragraphs should be struck out.
  • Arbitration Act s.10(1) — stay and refer to arbitration; High Court Rules Order V Rules 15–16 — content of affidavits; separability of arbitration clause — survival after contract dissolution; competence of section 10 application without prior appearance; joinder application dependent on jurisdictional outcome.
17 November 2025
October 2025
Inaccurate CRB reporting breached statutory duties and was negligent, but plaintiff failed to prove causation or actual loss, so claim dismissed.
  • Credit reporting — Accuracy obligation of credit providers — Credit Data (Privacy) Code clauses 2.6 and 2.7 — Presumption of contravention where verification steps not taken — Negligence in handling credit data — Causation and proof of actual damage required for recovery of damages for statutory breach or negligence.
6 October 2025
September 2025
Electronic service plus affidavit of service satisfied Order VI Rule 1(d); application to set aside originating process dismissed.
  • Civil procedure — Order VI Rule 1(d) High Court (Amendment) Rules 2020 — requirement to serve letter of demand — electronic service and read receipts — affidavit of service — Court’s interlocutory power under Order III Rule 2 — setting aside originating process.
30 September 2025
A priority-client investment loss did not establish adviser liability; contractual terms and regulatory framework showed the bank was a non-advisory distributor, so claim dismissed; costs awarded to plaintiff.
  • Banking and wealth management — distributor v adviser; securities contracts — ISAF/CIP/term sheet govern relationship; misrepresentation and negligent misstatement — burden of proof; Securities (Conduct of Business) Rules — freedom of contract, consumer protection and limits on exclusion clauses; costs awarded where conduct falls below internal code despite substantive defeat.
8 September 2025
August 2025
An interim injunction pending appeal was confirmed to prevent the applicant convening meetings, disposing assets, or interfering with management.
  • Injunction pending appeal — jurisdiction to grant interim injunction — preservation of status quo — balance of convenience — prospects of success on appeal — special circumstances — locus standi of liquidator/central bank in corporate affairs.
29 August 2025
Whether binding purchase orders under a framework agreement justified specific performance and payment for undelivered goods.
  • Contract law — Framework agreement and purchase orders — binding nature of purchase orders under clause 3.4; termination and cancellation — contractual notice and material breach; specific performance ordered for undelivered, specific goods; evidentiary weight of laboratory test reports (ZABS); damages — special damages for storage proved, lost profits not proven.
12 August 2025
July 2025
A witness statement executed abroad with an electronic signature must be authenticated under the Authentication of Documents Act to be admissible.
  • Evidence — Authentication of foreign documents — Authentication of Documents Act — "Document" includes witness statements — verification of signature required — unauthenticated foreign documents inadmissible — Evidence Act does not displace Authentication Act.
22 July 2025
Written contract sold the leasehold interest; no mistake; defendant defaulted; forfeiture and rescission granted, damages to be assessed.
  • Contract — sale of leasehold interest vs title — parole and documentary evidence — mistake/cross‑purposes — enforceability of forfeiture clause — rescission for breach — equitable damages for loss of use; counter‑claim dismissed.
22 July 2025
Bank not liable where customer delayed recall of cross‑border payment and bank took prompt, reasonable recovery steps.
  • Banking law — duty to follow customer instructions; recall versus stop order; cross‑border payment limitations; reasonable steps to recall; proof of assurances and timing of recall.
14 July 2025
June 2025
Receiver’s deed showing appointment suffices to permit substitution of a company in receivership as party to litigation.
  • Civil procedure — alteration/substitution of parties — Order 16 Rule 1 High Court Rules; Corporate insolvency — appointment of receiver under deed — Corporate Insolvency Act s4; Evidence of receivership — deed bearing PACRA stamp sufficient despite PACRA record inconsistencies; Company under receivership lacks capacity to act by directors — only receiver may sue or be sued.
25 June 2025
Third‑party claim dismissed as res judicata after prior judgment invalidated IPCs and payment obligation.
  • Res judicata — same parties, cause of action and subject matter — prior judgment final and binding; Interim Payment Certificates (IPCs) — validity and role as precondition to employer's payment under EPC contract; Third‑party proceedings terminated in limine; Costs — each party to bear own costs (Order 40 r.6).
12 June 2025
March 2025
Court dismissed application to expunge uncertified data and relevant documents, allowing authentication at trial and expunging improper affidavit paragraphs.
  • Civil procedure — interlocutory application to expunge documents — Electronic Communications and Transactions Act (Sections 9(4), 12(3)) — certification versus authentication of data messages — affidavit formalities and expungement for extraneous matter — relevance objections premature pre-trial.
31 March 2025
Claims under the Landlord and Tenant (Business Premises) Act must be commenced by originating notice of motion; originating summons robbed court of jurisdiction.
  • Landlord and Tenant (Business Premises) Act — mode of commencement — originating notice of motion v originating summons — jurisdiction — interpretation of lease rights (termination, renewal/right of first refusal, ownership of improvements).
28 March 2025
The applicant is entitled to remittance and account closure; the respondent cannot retain dormancy charges caused by its own lapse.
  • Bank–customer relationship; account closure procedure; Bankers Association of Zambia Code as prescriptive standard; acquiescence by conduct; dormancy and bank charges; unjust enrichment; interest on judgment sums; costs award.
24 March 2025
Without-prejudice settlement communications are inadmissible; plaintiff's negotiation paragraphs and recording expunged, leave to amend granted.
  • Evidence — Without prejudice communications — Settlement negotiations — Admissibility — Privilege — Expunction of negotiation paragraphs and recording — Leave to amend pleadings — Procedural objections.
13 March 2025
Purchase orders created a contract; breach found but fraud and claimed losses unproven; nominal damages awarded.
  • Contract formation — purchase orders and conduct — implied/express contract; Breach of contract — partial performance and unilateral rescission; Fraudulent misrepresentation — higher civil standard of proof; Quantification of special damages — requirement of evidence and certainty; Currency/exchange-rate claims — transactions in kwacha and refund; Remedies — nominal damages where special loss unproven.
5 March 2025
February 2025
Failed negotiations left no binding post-termination contract; specific performance, valuation orders, and damages were refused.
  • Contract law — negotiation to agree on price does not create a binding contract; Specific performance — discretionary remedy; Valuation — court will not appoint valuer where negotiations failed; Evidence — expert reports expunged for non-compliance with rules.
7 February 2025
January 2025
The applicant's subpoena application was dismissed for failing relevance, necessity and proportionality requirements; costs in the cause.
  • Civil procedure — Subpoena ad testificandum and duces tecum — Leave discretionary — Criteria: relevance, necessity, proportionality, legitimate purpose, timing, procedural compliance — Party subpoenas to be filed at least 14 days before trial — No trial by ambush.
29 January 2025
The defendants' preliminary jurisdictional objection based on a South African forum clause was dismissed; foreign clause not automatic ouster.
  • Private international law — choice of law vs choice of forum — non-exclusive foreign jurisdiction clause — forum non conveniens — court's power to decide preliminary issues under Order 14A/Order 33 — curable defects in affidavits — affidavits sworn by counsel (evidence from the bar).
15 January 2025
November 2024
Failure to notify a borrower of MPR-driven loan adjustments breached section 49(5); restructuring directive upheld but fine recalculated to published cap.
  • Competition & consumer protection — supply of services with reasonable care and skill — banking services — duty to notify borrowers of interest-rate (MPR) variations — Bank of Zambia circulars and Cost of Borrowing Regulations — judicial notice of public regulatory materials — scope of administrative powers vs. statutory sanctions — published fines guidelines control cap.
24 November 2024
October 2024
The applicant entitled to judgment, vacant possession and sale after the respondents’ default; 60 days to pay before foreclosure.
  • Mortgage enforcement — Legal mortgage — Order 30 Rule 14 High Court Rules — Default — Remedies: judgment, foreclosure, sale, vacant possession — Cumulative remedies — Equity of redemption — Court-prescribed redemption period.
28 October 2024
Where an arbitration clause is silent on appointment, a party must seek an arbitral institution’s appointment before court intervention.
  • Arbitration law — Arbitration clause silent on appointment — Arbitration Act s.12 and UNCITRAL Model Law Art.11 — party must request arbitral institution to appoint arbitrator — limited role of Court in appointment.
16 October 2024
Court assessed loan balance, held interest was simple at the contract rate, calculated judgment and authorised foreclosure.
  • Assessment of amount due — Registrar’s limited jurisdiction — Contractual interest rate (60% p.a. / 5% monthly) — Simple versus compound interest — Calculation of judgment sum — Credit for interim payment — Foreclosure remedy — Leave to appeal granted
14 October 2024
Issuing a FiFa against the mortgagor is irregular where judgment provides for foreclosure and separate enforcement of guarantors.
  • Civil procedure — Execution — Writ of fieri facias — Irregularity where FiFa includes mortgagor though judgment envisaged foreclosure and separate enforcement of guarantors; necessity of evidence (valuation) to justify enforcement against guarantors; stay of execution pending challenge to writ.
14 October 2024
Non-compliance with Companies Act execution formalities rendered the NDA invalid and the applicant's claim dismissed.
  • Companies Act s.32(4) — statutory execution formalities for corporate documents — document signed by single signatories without attestation invalid — severability clause cannot cure failure to comply with mandatory statutory formalities — claim dismissed in limine.
11 October 2024
September 2024
A contractual clarification that insurer cover applied for gross negligence estopped the defendant from relying on a ZMW2,500 limitation.
  • Contract law — limitation of liability clause; clarification/addendum and estoppel; fidelity guarantee insurance — insurer's duty to indemnify; proof of loss; breach of contract and recovery of unpaid fees; interest and unconscionable contractual rate.
19 September 2024
Applicant bank entitled to contractual compound interest, judgment and foreclosure; Section 110 caps recoverable interest but does not suspend it.
  • Mortgage actions — Order 30 Rule 14 — remedies; Contractual compound interest enforceable where clause permits it; Banking and Financial Services Act Section 110(1)(b) — in duplum rule caps recoverable interest but does not suspend interest on non-performing loans; Foreclosure, possession and enforcement against surety permitted; Judgment entered for bank.
16 September 2024
Claim against the 2nd defendant dismissed as statute-barred; vicarious liability not established.
  • Limitation Act 1939 (as extended to Zambia) — accrual of cause of action — statute-barred claims; vicarious liability — requirement of sufficient nexus between tortfeasor and principal; Order 14A — determination of pure questions of law without full trial; continuing trespass vs accrual for limitation.
16 September 2024
August 2024
Application for judgment on admission dismissed where alleged admission of debt was disputed and not unequivocal.
  • Civil procedure — Judgment on admission — Order 21 Rule 6 — Admission must be clear, unambiguous and unequivocal; company name change does not defeat rights; disputed repayments, rebates and acquittals may create triable issues preventing summary judgment.
30 August 2024
The applicant’s leave application was dismissed because Section 23 does not require leave for appeals from the High Court.
  • Court of Appeal Act s23 — leave to appeal — appeals from High Court — Order 10 Rule 4(3) Court of Appeal Rules — application misconceived — appellate precedents: Chainama Hills; Mirriam Banda Zimba.
19 August 2024
Insufficient evidence linking accused to ownership/control of dogs; no prima facie case for manslaughter.
  • Criminal procedure — no case to answer — prima facie test; Manslaughter by omission/culpable negligence; Duty to control dangerous animals (s.214 Penal Code); Proof of ownership and control of animals; Identification and causation in animal‑attack fatalities.
13 August 2024
Minority shareholder granted leave under Companies Act s331 to pursue derivative claim for alleged majority shareholder fiduciary breaches.
  • Companies Act s331 — derivative action — leave to commence proceedings — criteria: likelihood of success, costs, prior action by company, company’s interests; Foss v Harbottle exception; majority shareholder fiduciary duties; procedural sufficiency of power of attorney; effect of company’s failure to oppose.
12 August 2024
Application for judgment on admission dismissed because defence and documents lacked clear, unequivocal admissions.
  • Judgment on admission — discretionary relief — requires clear and unequivocal admission in pleadings or documents; set-off and disputed valuation preclude entry of judgment; general denials versus traversing allegations.
2 August 2024
Possession or manufacture of sample bags alone does not prove trade mark use in the course of trade.
  • Trade mark infringement — registered proprietor — elements: valid registration, use in course of trade without consent, likelihood of confusion — possession/manufacture of sample sacks does not necessarily constitute use in trade — burden of proof on proprietor.
2 August 2024
July 2024
Failure to specifically traverse allegations can amount to deemed admissions, but the court may still refuse judgment on admission where substantive disputes and a counterclaim exist.
  • Civil procedure — Order 53 Rule 6 High Court (Amendment) Rules — failure to specifically traverse allegations — deemed admission — discretion to enter judgment on admission — counterclaim and substantive disputes may render judgment inappropriate.
29 July 2024
Applicant awarded judgment for loan recovery; Registrar to assess amount; foreclosure permitted if unpaid within 90 days.
  • Equitable mortgage; loan recovery; enforceability of contractual interest and fees; assessment of judgment debt by Registrar; foreclosure and sale of mortgaged property.
22 July 2024
Court set aside business rescue resolution where board lacked reasonable belief of financial distress and prospect of rescue.
  • Corporate Insolvency Act — commencement of business rescue — s21: statutory test for 'financially distressed' (likely insolvent within six months) and reasonable prospect of rescue — s22 court power to set aside resolution — filing at PACRA — invalid business rescue cannot be converted into liquidation without appropriate procedure — interlocutory relief under s28(2) only available during valid business rescue proceedings.
19 July 2024
The court set aside an arbitral award because the tribunal decided third‑party title/joint‑bailor issues, violating natural justice.
  • Arbitration Act s17 — setting aside award; validity of arbitration agreement; jurisdictional challenges and 30‑day rule; disputes beyond scope of submission; public policy and natural justice — tribunal determining third‑party title/joint bailor issues; separability and finality of arbitral awards.
5 July 2024
Application to strike out defendants succeeded because claims were against the company alone without pleading to lift the corporate veil.
  • Company law — separate legal personality — corporate veil — misjoinder under Order 14 Rule 5(2) — necessity to plead facts to lift corporate veil.
5 July 2024
June 2024
Application to pay a judgment by instalments dismissed for insufficient and outdated financial disclosure.
  • Civil procedure — Payment of judgment by instalments (Order 36 Rule 9) — Necessity of full, current disclosure of income, assets and liabilities (Order 47 Rule 1(3) White Book) — Insufficient disclosure; application dismissed.
28 June 2024
Minority shareholders excluded from company affairs; oral shareholders' agreement unenforceable; court ordered audited accounts and possible forensic audit.
  • Company law — minority shareholders' rights — enforceability of oral shareholders' agreement against a company — Companies Act duties: AGMs, audited financial statements and dividend declarations — failure to call evidence — court order for audited accounts, internal production/sales reports and potential forensic audit — costs awarded to successful shareholders.
27 June 2024
High Court lacks jurisdiction to order instalment payments of a registered arbitral award; application dismissed.
  • Arbitration — Enforcement of arbitral awards — Finality of awards — High Court's role limited to enforcement or setting aside — No jurisdiction to order payment in instalments — Registration of awards.
27 June 2024
Applicant failed to show irreparable harm; interim injunction against alleged nightclub nuisance dismissed.
  • Interlocutory injunctions — requirements: serious question to be tried; irreparable injury; balance of convenience — Public nuisance — noise pollution — Privity of contract — standing to enforce lease terms — Related proceedings and potential conflicting orders.
20 June 2024
Mortgagee awarded judgment for unpaid loan with contractual interest and liberty to enforce foreclosure and sale after default.
  • Mortgage action — Order 30 Rule 14 HCR / Order 88 RSC — loan default — foreclosure, delivery of possession and sale — interest on judgment — costs awarded.
14 June 2024
Whether acknowledgement of banking facilities or vague emails amount to a clear admission justifying judgment on admission.
  • Civil procedure — Judgment on admission — Entry of judgment requires clear, unambiguous and unconditional admission — Acknowledgement of banking facilities or vague emails not sufficient — Order 21 Rule 6 High Court Rules.
6 June 2024
May 2024
Unsigned written JVA was ineffective; verbal agreement existed but claims for breach, damages and indemnity were not proven.
  • Contract law — Execution requirement — unsigned written JVA ineffective against non‑signatory; Joint venture — verbal agreement recognized but terms must be sufficiently certain to found liability; Evidence — claimant must prove monetary losses with invoices, receipts, BOQs and audited accounts; Third‑party indemnity — requires contract, statute or implied legal basis; Remedies — equitable valuation and apportionment where parties performed works; Costs — each party to bear own costs.
15 May 2024
Privity and contract interpretation: plaintiff's remedies lie against the contracting (second) defendant, not a non‑party first defendant.
  • Contract law — interpretation and privity of contract; subcontracting and non‑privity; agency; entitlement to contractual remedies (unpaid balance, contractual finance charges, indemnity, demurrage); costs allocation.
14 May 2024
Plaintiff granted judgment on admission for breach of contract; damages and interest to be assessed by the Registrar; costs awarded.
  • Commercial contract — judgment on admission — defendant lacking defence — damages referred to Registrar for assessment — interest to be ascertained — costs taxed in default of agreement.
9 May 2024
Mortgagee awarded judgment, foreclosure and sale of secured immovable and movables following mortgagor's admitted default.
  • Mortgage law — Valid registered mortgage and further charge — Default — Originating summons under Order 30 Rule 14 — Foreclosure, possession and sale of immovable and movable security — Judgment for outstanding debt and contractual interest.
9 May 2024