Commercial Registry-Lusaka - 2024

55 judgments
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Results. 55 judgments found.

55 judgments
November 2024
Failure to notify a borrower of MPR-driven loan adjustments breached section 49(5); restructuring directive upheld but fine recalculated to published cap.
  • Competition & consumer protection — supply of services with reasonable care and skill — banking services — duty to notify borrowers of interest-rate (MPR) variations — Bank of Zambia circulars and Cost of Borrowing Regulations — judicial notice of public regulatory materials — scope of administrative powers vs. statutory sanctions — published fines guidelines control cap.
24 November 2024
October 2024
The applicant entitled to judgment, vacant possession and sale after the respondents’ default; 60 days to pay before foreclosure.
  • Mortgage enforcement — Legal mortgage — Order 30 Rule 14 High Court Rules — Default — Remedies: judgment, foreclosure, sale, vacant possession — Cumulative remedies — Equity of redemption — Court-prescribed redemption period.
28 October 2024
Where an arbitration clause is silent on appointment, a party must seek an arbitral institution’s appointment before court intervention.
  • Arbitration law — Arbitration clause silent on appointment — Arbitration Act s.12 and UNCITRAL Model Law Art.11 — party must request arbitral institution to appoint arbitrator — limited role of Court in appointment.
16 October 2024
Court assessed loan balance, held interest was simple at the contract rate, calculated judgment and authorised foreclosure.
  • Assessment of amount due — Registrar’s limited jurisdiction — Contractual interest rate (60% p.a. / 5% monthly) — Simple versus compound interest — Calculation of judgment sum — Credit for interim payment — Foreclosure remedy — Leave to appeal granted
14 October 2024
Issuing a FiFa against the mortgagor is irregular where judgment provides for foreclosure and separate enforcement of guarantors.
  • Civil procedure — Execution — Writ of fieri facias — Irregularity where FiFa includes mortgagor though judgment envisaged foreclosure and separate enforcement of guarantors; necessity of evidence (valuation) to justify enforcement against guarantors; stay of execution pending challenge to writ.
14 October 2024
Non-compliance with Companies Act execution formalities rendered the NDA invalid and the applicant's claim dismissed.
  • Companies Act s.32(4) — statutory execution formalities for corporate documents — document signed by single signatories without attestation invalid — severability clause cannot cure failure to comply with mandatory statutory formalities — claim dismissed in limine.
11 October 2024
September 2024
A contractual clarification that insurer cover applied for gross negligence estopped the defendant from relying on a ZMW2,500 limitation.
  • Contract law — limitation of liability clause; clarification/addendum and estoppel; fidelity guarantee insurance — insurer's duty to indemnify; proof of loss; breach of contract and recovery of unpaid fees; interest and unconscionable contractual rate.
19 September 2024
Applicant bank entitled to contractual compound interest, judgment and foreclosure; Section 110 caps recoverable interest but does not suspend it.
  • Mortgage actions — Order 30 Rule 14 — remedies; Contractual compound interest enforceable where clause permits it; Banking and Financial Services Act Section 110(1)(b) — in duplum rule caps recoverable interest but does not suspend interest on non-performing loans; Foreclosure, possession and enforcement against surety permitted; Judgment entered for bank.
16 September 2024
Claim against the 2nd defendant dismissed as statute-barred; vicarious liability not established.
  • Limitation Act 1939 (as extended to Zambia) — accrual of cause of action — statute-barred claims; vicarious liability — requirement of sufficient nexus between tortfeasor and principal; Order 14A — determination of pure questions of law without full trial; continuing trespass vs accrual for limitation.
16 September 2024
August 2024
Application for judgment on admission dismissed where alleged admission of debt was disputed and not unequivocal.
  • Civil procedure — Judgment on admission — Order 21 Rule 6 — Admission must be clear, unambiguous and unequivocal; company name change does not defeat rights; disputed repayments, rebates and acquittals may create triable issues preventing summary judgment.
30 August 2024
The applicant’s leave application was dismissed because Section 23 does not require leave for appeals from the High Court.
  • Court of Appeal Act s23 — leave to appeal — appeals from High Court — Order 10 Rule 4(3) Court of Appeal Rules — application misconceived — appellate precedents: Chainama Hills; Mirriam Banda Zimba.
19 August 2024
Insufficient evidence linking accused to ownership/control of dogs; no prima facie case for manslaughter.
  • Criminal procedure — no case to answer — prima facie test; Manslaughter by omission/culpable negligence; Duty to control dangerous animals (s.214 Penal Code); Proof of ownership and control of animals; Identification and causation in animal‑attack fatalities.
13 August 2024
Minority shareholder granted leave under Companies Act s331 to pursue derivative claim for alleged majority shareholder fiduciary breaches.
  • Companies Act s331 — derivative action — leave to commence proceedings — criteria: likelihood of success, costs, prior action by company, company’s interests; Foss v Harbottle exception; majority shareholder fiduciary duties; procedural sufficiency of power of attorney; effect of company’s failure to oppose.
12 August 2024
Application for judgment on admission dismissed because defence and documents lacked clear, unequivocal admissions.
  • Judgment on admission — discretionary relief — requires clear and unequivocal admission in pleadings or documents; set-off and disputed valuation preclude entry of judgment; general denials versus traversing allegations.
2 August 2024
Possession or manufacture of sample bags alone does not prove trade mark use in the course of trade.
  • Trade mark infringement — registered proprietor — elements: valid registration, use in course of trade without consent, likelihood of confusion — possession/manufacture of sample sacks does not necessarily constitute use in trade — burden of proof on proprietor.
2 August 2024
July 2024
Failure to specifically traverse allegations can amount to deemed admissions, but the court may still refuse judgment on admission where substantive disputes and a counterclaim exist.
  • Civil procedure — Order 53 Rule 6 High Court (Amendment) Rules — failure to specifically traverse allegations — deemed admission — discretion to enter judgment on admission — counterclaim and substantive disputes may render judgment inappropriate.
29 July 2024
Applicant awarded judgment for loan recovery; Registrar to assess amount; foreclosure permitted if unpaid within 90 days.
  • Equitable mortgage; loan recovery; enforceability of contractual interest and fees; assessment of judgment debt by Registrar; foreclosure and sale of mortgaged property.
22 July 2024
Court set aside business rescue resolution where board lacked reasonable belief of financial distress and prospect of rescue.
  • Corporate Insolvency Act — commencement of business rescue — s21: statutory test for 'financially distressed' (likely insolvent within six months) and reasonable prospect of rescue — s22 court power to set aside resolution — filing at PACRA — invalid business rescue cannot be converted into liquidation without appropriate procedure — interlocutory relief under s28(2) only available during valid business rescue proceedings.
19 July 2024
The court set aside an arbitral award because the tribunal decided third‑party title/joint‑bailor issues, violating natural justice.
  • Arbitration Act s17 — setting aside award; validity of arbitration agreement; jurisdictional challenges and 30‑day rule; disputes beyond scope of submission; public policy and natural justice — tribunal determining third‑party title/joint bailor issues; separability and finality of arbitral awards.
5 July 2024
Application to strike out defendants succeeded because claims were against the company alone without pleading to lift the corporate veil.
  • Company law — separate legal personality — corporate veil — misjoinder under Order 14 Rule 5(2) — necessity to plead facts to lift corporate veil.
5 July 2024
June 2024
Application to pay a judgment by instalments dismissed for insufficient and outdated financial disclosure.
  • Civil procedure — Payment of judgment by instalments (Order 36 Rule 9) — Necessity of full, current disclosure of income, assets and liabilities (Order 47 Rule 1(3) White Book) — Insufficient disclosure; application dismissed.
28 June 2024
Minority shareholders excluded from company affairs; oral shareholders' agreement unenforceable; court ordered audited accounts and possible forensic audit.
  • Company law — minority shareholders' rights — enforceability of oral shareholders' agreement against a company — Companies Act duties: AGMs, audited financial statements and dividend declarations — failure to call evidence — court order for audited accounts, internal production/sales reports and potential forensic audit — costs awarded to successful shareholders.
27 June 2024
High Court lacks jurisdiction to order instalment payments of a registered arbitral award; application dismissed.
  • Arbitration — Enforcement of arbitral awards — Finality of awards — High Court's role limited to enforcement or setting aside — No jurisdiction to order payment in instalments — Registration of awards.
27 June 2024
Applicant failed to show irreparable harm; interim injunction against alleged nightclub nuisance dismissed.
  • Interlocutory injunctions — requirements: serious question to be tried; irreparable injury; balance of convenience — Public nuisance — noise pollution — Privity of contract — standing to enforce lease terms — Related proceedings and potential conflicting orders.
20 June 2024
Mortgagee awarded judgment for unpaid loan with contractual interest and liberty to enforce foreclosure and sale after default.
  • Mortgage action — Order 30 Rule 14 HCR / Order 88 RSC — loan default — foreclosure, delivery of possession and sale — interest on judgment — costs awarded.
14 June 2024
Whether acknowledgement of banking facilities or vague emails amount to a clear admission justifying judgment on admission.
  • Civil procedure — Judgment on admission — Entry of judgment requires clear, unambiguous and unconditional admission — Acknowledgement of banking facilities or vague emails not sufficient — Order 21 Rule 6 High Court Rules.
6 June 2024
May 2024
Unsigned written JVA was ineffective; verbal agreement existed but claims for breach, damages and indemnity were not proven.
  • Contract law — Execution requirement — unsigned written JVA ineffective against non‑signatory; Joint venture — verbal agreement recognized but terms must be sufficiently certain to found liability; Evidence — claimant must prove monetary losses with invoices, receipts, BOQs and audited accounts; Third‑party indemnity — requires contract, statute or implied legal basis; Remedies — equitable valuation and apportionment where parties performed works; Costs — each party to bear own costs.
15 May 2024
Privity and contract interpretation: plaintiff's remedies lie against the contracting (second) defendant, not a non‑party first defendant.
  • Contract law — interpretation and privity of contract; subcontracting and non‑privity; agency; entitlement to contractual remedies (unpaid balance, contractual finance charges, indemnity, demurrage); costs allocation.
14 May 2024
Plaintiff granted judgment on admission for breach of contract; damages and interest to be assessed by the Registrar; costs awarded.
  • Commercial contract — judgment on admission — defendant lacking defence — damages referred to Registrar for assessment — interest to be ascertained — costs taxed in default of agreement.
9 May 2024
Mortgagee awarded judgment, foreclosure and sale of secured immovable and movables following mortgagor's admitted default.
  • Mortgage law — Valid registered mortgage and further charge — Default — Originating summons under Order 30 Rule 14 — Foreclosure, possession and sale of immovable and movable security — Judgment for outstanding debt and contractual interest.
9 May 2024
Court pierced the corporate veil under s.175, holding a controlling director personally liable for company’s fraudulently incurred debt.
  • Company law — Piercing the corporate veil under section 175 Corporate Insolvency Act — Fraudulent or improper conduct by majority shareholder/director — Personal liability for company debts — Receivership does not bar lifting veil for pre-receivership fraud.
8 May 2024
7 May 2024
April 2024
Application for judgment on admission dismissed because defence did not make clear, unequivocal admission of debt.
  • Judgment on admission — requirement of clear and unequivocal admissions; Order XXI Rule 6 High Court Rules; Order 27 Rule 3 (Supreme Court Rules); Order LIII Rule 6(2)-(5) High Court (Amendment) Rules 2012; third-party liability negating personal admission; discretionary nature of judgment on admission.
15 April 2024
Whether an earlier-appointed receiver has priority and control over a later-appointed receiver pending final determination.
  • Security interests and priorities — enforcement by secured creditors — receivership disputes — interim injunction restraining later-appointed receiver — joint receivership with overriding authority to earlier appointee.
15 April 2024
Court granted stay pending interlocutory appeal, finding appeal likely to affect which claims proceed to trial.
  • Civil procedure — stay of proceedings pending interlocutory appeal — discretion to stay where appeal affects trial outcome — appeal does not automatically stay proceedings — pre-trial interlocutory application timing — prejudice requirement — risk of piecemeal litigation.
15 April 2024
A writ seeking interest not awarded by the judgment is irregular and is set aside; plaintiff liable for sheriff's costs.
  • Civil procedure — execution — writ of fieri facias irregular where it demands interest not awarded by judgment; execution only on amounts ordered or agreed; Sheriff's Act s14(2) — liability for costs of irregular execution; interest calculation — proper application of short-term deposit and commercial lending rates; costs of setting aside execution.
3 April 2024
March 2024
Applicant bank awarded judgment for outstanding loan and contractual interest and entitled to foreclose and procure conveyance of mortgaged property.
  • Commercial law — Loan facility and equitable mortgage — Default — Remedies of mortgagee (foreclosure, repossession, conveyance) — Registrar’s power to execute Deed of Assignment (s.14 High Court Act) — Originating summons supported by affidavit and uncontested admissions.
27 March 2024
Leave to appeal denied where respondents failed to show realistic prospects and breached mediation order; costs awarded against them.
  • Companies law — commencement of proceedings — originating summons under s.134(1) where statute silent on mode; civil procedure — leave to appeal — realistic prospects of success required; alternative dispute resolution — mediation attendance and authority to settle; costs — sanction for breach of mediation order (Order 53 r.8(3)).
20 March 2024
Winding-up granted where company was incorporated and continued to operate in breach of statutory accountancy and insolvency regulation.
  • Company law — Winding-up — Corporate Insolvency Act s.56 (locus) and s.55 (amenability) — s.57(1)(e) unlawful purpose at incorporation — s.57(1)(g) just and equitable grounds — regulatory compliance of accountancy and insolvency practice — alternative remedies under s.60(4).
20 March 2024
Interlocutory injunction granted to prevent construction on disputed land pending trial, with existing religious access preserved.
  • Interlocutory injunction — land dispute — certificate of title v equitable interest — trespass actionable per se — adequacy of damages — balance of convenience — ex parte relief and status quo.
15 March 2024
Whether a registered arbitral award bars a related civil claim or constitutes abuse of court process.
  • Civil procedure — Abuse of process; Order 14A (preliminary issues) — requirements for final determination; Corporate Insolvency Act s.66 — leave to proceed against companies in liquidation; Arbitration — registered award, enforcement vs res judicata; costs awarded.
13 March 2024
Court dismissed both preliminary and abuse-of-process applications; Order 14A inapplicable and arbitral award did not justify dismissal.
  • Civil procedure — preliminary issues under Order 14A — requirements for final determination; Corporate insolvency — s.66 leave where company in liquidation; Abuse of process — effect of registered arbitral award on later proceedings; enforcement vs. claim identity.
13 March 2024
Applicant failed to prove misappropriation or fraudulent inducement; the Trust, not the applicant, is proper claimant for trust fund wrongs.
  • Trusts — corporate name under Land (Perpetual Succession) Act — payments to trust — evidentiary burden and accounting — fraud pleadings and standard of proof — misappropriation claims and rule in Foss v Harbottle — standing to sue — costs ordered each party to bear own.
13 March 2024
Plaintiff failed to prove supply of trucks; defendant's fraud counterclaim likewise failed for lack of evidence.
  • Civil evidence — burden of proof; failure to prove provision of goods/vehicles — absence of corroborative evidence (toll receipts, drivers, subcontractor witnesses, photographs); pleading and proving fraud — must be distinctly pleaded and proved with particulars; counterclaim for fraudulent misrepresentation not established where no deceptive act or loss proved.
13 March 2024
February 2024
Consent judgment joining the 2nd defendant to pledge property as security, with instalment payments and accelerated remedies on default.
  • Civil procedure — Consent judgment — Joinder for security — Real property pledged as security — Payment schedule and acceleration on default — Sale of secured property and levy of execution — Costs: each party to bear own costs.
27 February 2024
Court refused preservation order over shares because a three-member arbitral tribunal had been constituted and urgency was not shown.
  • Arbitration Act s.11 — interim measures — court’s jurisdiction barred where arbitral tribunal constituted; urgency and risk of dissipation required for court relief; constitution of tribunal occurs on appointment and acceptance of arbitrators; preservation of shares pending arbitration.
23 February 2024
Court conditionally stayed a restarted action until an unsatisfied costs award is pursued and settled, without requiring prior taxation.
  • Civil procedure — Stay of proceedings pending payment of costs — High Court Rules Order 40 Rule 8 — Unsatisfied costs award sufficient (no prior taxation required) — Identical/connected causes of action — Conditional stay subject to prompt taxation — Right to apply to discharge for unjustified delay.
23 February 2024
Whether an equitable mortgage existed and foreclosure is permissible where the respondent lacked legal title at disbursement.
  • Equitable mortgage; deposit of title deeds; lack of legal title at time of advance; foreclosure and reconveyance; contractual interest enforceable; Lands and Deeds Registry Act considerations.
23 February 2024
Court entered judgment on admission for admitted sum, ordered assessment of disputed quantum, and addressed counsel-sworn affidavit and withholding tax.
  • Judgment on admission — Order 21 r6 & Order 27 r3 — admissions in pleadings; bare denials as admissions — Order 53 r6; counsel-sworn affidavits — admissibility and procedural limits; withholding tax and assessment of disputed quantum; interest on judgment (3% p.a.).
19 February 2024
Enforcement of a third-party mortgage and fixed and floating debenture following borrower default; foreclosure and possession ordered.
  • Banking and Security — Enforcement of third-party mortgage and fixed and floating debenture — Originating summons under Order 30 Rule 14 and Order 88 — Cumulative mortgagee remedies — Judgment for outstanding loan sums and foreclosure/possession relief.
12 February 2024